got the sack. im devastated. i dont know what to do now...

Oh no. All because of the discount thing?
I'm sorry hun. Get yourselves down to job centre, try and get another job or info on benefits while he's looking

xx

im so sorry hun it couldnt of come at a worse time but there has to be a silver lining to everything, get straight down the job centre and on the phone to all the benefits people

Yep straight down the job centre at 9am tomorrow im afraid. He should be able to get JSA, full housing benefit and you will still get CTC. Ring TC in the morning too as your CTC may go up, though obviously if you got WTC that will stop

Im not sure how it works whether you can do a joint claim for JSA and you look for PT work too?

Not much more I can advice than to look for work or sign on. Just make sure you get it done quick as sometimes it can take a few weeks for money to come through so better to do it soon as.

Im so sorry hun xxx

Aww no, that's awful, can he appeal?

hun I already commented on fb but like I said everything happens for a reason this is just what is meant to be but it means there is something bigger and better out there for Adam and hopefully this will be the push he needs to find it



x

Oh hunny I'm so sorry. Couldn't have come at a worse time for you all. I really didn't think it would come to that, how horrible. (((((hugs)))))

something else will turn up, i was gutted when I got made redundant but its turned out for the best, I'm sure he'll find something soon , don't let it spoil the wedding x

Hey Hun,



Take a look at this website, I have also posted this on FB too



http://www.adviceguide.org.uk/index/your_money/employment/dismissal_and_benefits.htm



x

Get him down the agencies and job centre tomorrow.

The longer he leaves it, the harder its going to be.

It will all work out hun, everything always does. You also need to get on to the tax credits people ASAP.

x

gonna do it all tomorrow girls, i know everyone will see this as me getting over worked etc and worrying without cause, but i cant deal with much more, ive had the worst 4 weeks of my life, and honestly cant take ANYMORE! whoever controls whats going on in life needs to back the feck off, or else im gonna blow a gasket!!! and i aint pretty when i do
i cant believe its come to this for him, fair enough if he was a shit worked, but for 2 and a half years he worked EVERY and i mean EVERY sat/sun...unless he had a hol booked in...he's such a good worker too...everyone who works with him can't believe it!! what a bunch of
pinky, atleast you got redundancy pay though
we have £0.00 money between us, no savings or anything...oh sorry we have £15 in benji's bank account...
i can luckily pay this months rent, so that will cover us until next month as in (1st october) but then we'll HAVE to have £495 in the bank, or else she will add on 4% interest to the total we owe...
hoping we can get some more benefits, i know we can't get anymore than £92.13 p/w help with rent...it's LHA, and not HB ...
also i'm on top notch amount for ctc £135 and then wtc was in there too, so guessing that will go down
then we have all our gas/leccy bills (£90p/m)
catalogues (£75pm)
sofa (£35pm)
food (£120 pm...and thats what we spend now!!! no wonder we never have any food!!!!)
tv/license/sky/phone etc (£70pm)
all this adds up, and we can only afford what we have in the bank which is nothing

Aww. Lou am so sorry, what a bunch of tossers
I'd have thought he'd have got a warning and his card revoked. Can he not appeal?
Things will work out Hun
Remember if you need it you could maybe apply for a crisis loan in the meantime.

while you are sorting things out i would chuck the tv/phone/sky or at least change package cos thats ALOT to be paying out, then contact the catalogues and see if you can change your terms to longer term to reduce monthly outgoings at least then you will have a bit leftover for more food and emergencies

yeah mari is right. you dont need sky/tv etc and any lenders that your with should help you with reduced payments. x

think your gna have to dump your honeymoon and use any gift money to get by for now, you may be able to honeymoon in a year or so x

kinda know that niccsy
no honeymoon for us
argggh
we were gonna cancel sky etc tomorrow- but just found out it costs money to cancel sky WTF lol
got a freebox so can use that no problem

zee- he got told he could appeal, but then his representative told him that there'd be no point really, as they have proof on cam that all the things were committed he can't deny shopping with a mate, with 2 trollies and paying for the items in 2 seperate transactions with his own debit card...nothing was done sneakily with adam or his mate either...
so don't see the problem there, so generally cant deny any of that...they think adam paid seperately on the debit card for him and his mate...
which isn't true, it was for our house party that we had in june...
then the other was when he swiped his own discount card when he wasn't at work, at his own music and video desk, where he was being stoopid with the people he works with!! obviously silly thing to do, but he didn't get more/less discount for it...so again, shoula just had a slap on the wrist...
and then my thing, yep i did wrong, take the card away from us...but NOPE

Aww hun, you're not being dramatic, you've had a really rough ride the last few weeks.

I think first get rid of sky/phone as that isn't necessity.
Also how are you spending £90 a month on gas/electric? Maybe you need to switch providers as that sounds loads to me. We spend £30 max a month on our gas/electric and we have the stupid key meter that is more expensive.
Might need to start reducing your food shop too. We spend £60 a month, then get things like bread and milk once a week and maybe few other bits so probs ends up at like £80 a month. I commented on a post in the cook section i think about cheaper food.

I really hope things work out for you sweetie xx

Oh no, i'm so sorry to hear that Sounds like the ladies have given you loads of great advice, keeping my fingers crossed that you make your way through this as soon as possible! Huge hugs hun

Ring TC in the morning hun to give you a better idea of your budgets. Not to scare you but when I was on SMP I could still claim WTC and CTC and got around £140 a week TC, once I stopped working and was no longer entitled to WTC my TC went down to about £60 a week. WTC makes up a huge chunk of it.

massive hugs lou xx

Im so sorry hun xx

snoops- they said we'd get 4 weeks worth of wtc, and then they'd send us out the new ctc amounts through the post...fingers crossed its not too little what would we live on then????
adam is going to ring all catalogues today and get them cut right down!!
shell- really don't know how we spend so much on gas/leccy...think we might be getting the pee ripped outta us, this hosue is MASSIVE though, and we never have the heating on either...even in the winter we sit snuggled up :/ also gas cooker...we only have the tv on...thats it...hardly ever have lights on...never put the big lights on in the living room... maybe just something else to add to our shite lol
cant possibly cut down on food...we get all smart price products and only shop when we literally have nothing left...2 "big" shops of £60 every 2 weeks...which includes all toiletries/food/cleaning products etc...oh and nappies!! we never go anywhere or do anything...
so don't see hwo we're gonna live!!!
complete nobbers...i went in to asda today, as adam had to take his uniform in, but understandably he was too mad!!!! so he asked me, i went down to his section to drop the uniforms off and pick up the last payslip, they were all weird with me and offish, bunch of nobbers

Oh hun, I know its scary but you will get through this. Maybe you could look for a few hours work so that at least you can claim your wtc xxx

I would speak to the catalogues and explain the situation, they may let you defer payment for a couple of months. clearly the benefits thing isn't going to support all your outgoings, they aren't designed to unless you're unable to work through ill health or similar, so you need to look another options. Would moving somewhere smaller be an option, or into council accommodation, if you tell them you're going to be homeless you will become a priority. Also how about you working? If it were me, I'd be taking every job I could to stop me losing my home. Have you thought about postponing the wedding too until you've sorted yourself out, have you anything you can sell?

On a side note, shell I can't believe how little you pay for your gas and electric! Ours is £80 a month on a 2 bed on a good month

ours is £90 for gas and leccy combined