I have just paid of my credit card bill, our savings are now even smaller but I feel like a huge weight has been lifted off my mind. It wasn't a huge amount but for someone who hates being in debt wow what a feeling. Can't wait to get the loan paid off but by then we will probably/hopefully be parents so will probably in debt for the rest of our lives lol.

Am going to cut it up now and go back to if I can't afford it i don't buy it mantra.

well done huney! Working off your debt will help enormously with your 'calm mind' too xxxx

Wish id had this mentality sooner.....I may not have ended up declared bankrupt then

Ohh god Lisa, hope you get back on your feet soon hun. I used to be so against credit cards and always refused them think I am going to try and go back to that mentality