do the likes of dixons, currys etc still do store credit? OH is dragging his feet about buying the cooker, fridge and freezer and its doing my nut in. we move TOMORROW!!!!!!!!!!

now i can get all the above for £670 delivered Thursday next week. but i cant find online where they do credit. i can pay it off in 3 months.

do you think i need to go in store?

Alot of big box appliance stores do in house financing..so you can go in..and apply for their credit..just be aware that their interest rates are highway robbery..and pay it off asap. There are also stores that offer no interest or payments for the 1st year..be wary..ithey nail you the entire years interest rate if you don't pay it off...f you can pay it off right away..do it!

thanks Jen. yeah can pay it off myself in 3 months just from the money i save on rent. i want to ask my dad but it's a lot of money

Most of them will, I know Argos do a buy now pay later card. If you're going to pay it in 3 months would it be worth applying for a 0% credit card for new purchases and pay it off as and when

dont think i'll get a credit card my credit is shoddy

You'll still have to go through a credit check if you have finance from the store. Have you thought about freecycle for now and buy each thing new as and when you can afford it? Also I'm sure the council do loans to buy essential furniture and appliances, may be worth Checking?

In house finance companies are usually pretty lienant with the credit checks..a friend of mine who had R7's got financing for all brand new furni at our local furniture store. Won't hurt to check it out. The worst they can say is No. xxx

Thank you both. I might try the local retailers as I saw some last week

I xould try getting an argos card if you think theres a chance of getting one as if you spend so much you dont have to pay it back for 9months. xx

yup, pc world/currys does it.. i got my computer latop on credit x

Comet do as do argos

yep unfortunatley they all do a credit check, ive just been refused buy now pay later from all of them x

They do tend to offer it in store. Although we went for a fridge freezer once at Curry's and got declined, we were quite miffed as we had quite a good credit background at the time too

Good luck with the move hun, didn't realise it was so soon. x