i am really slow when it comes to my contents insurance i have never ever made a claim so dont know how to go about it etc

basically the screen on iphone is cracked ,,,, in general are they covered by insurance ?

probably, but depends if its worth it - what excess do you have on the accidental damage part of your cover?

The other thing to be careful about is some companys make you list seperatly things that you take outside the home eg my company made me give full details of my laptop. They never asked about my mobile though?

You prob need to ring them up

also double check you don't have iphone insurance with your contract - Dan was offered it although he used another company as was loads cheaper than o2!

It may not be worth it, by the time you have paid the excess.

You can always take it to Apple who will give you a brand new phone for £140 x

i cant find my insurace stuff so imagine it wont be worth it ,,, laura ? does it matter how old phone is etc when apple will replace for that price?
x x

Nope, it doesnt matter, they will exchange it for a new model exactly the same as what you have got.

My OH has gone through soooo many iphones and we are always having to get them replaced.

(he is crap with laptops too, which we are always having to claim on our house insurance for!)

x

You would need to have personal belongings cover (or sometimes called all risks) which is usually an optional extra on home insurance. Really you need to double check your cover hun xx

buy a new screen on ebay for 10/15 quid ?

you can barely see the crack but it is affectin the play ,,,,, its like continually clicking on 1 certain part x

i know i took out extra insurance for accidental damage too ,,,, need to call them tomorrow and see whats what x

Even if you've got accidental damage hun you would still need the extra personal belongings/all risks cover, it's almost like a separate section like buildings cover - if you havent got that then I dont think it will be covered (although does depend on your insurer) xx

the AA ,,, no worries have checked faulty ones on ebay and they are selling for good price that could go well towards a new one

Susan,Libby+1 wrote:

Even if you've got accidental damage hun you would still need the extra personal belongings/all risks cover, it's almost like a separate section like buildings cover - if you havent got that then I dont think it will be covered (although does depend on your insurer) xx

I'm with Direct Line and their Plus policy covers literally everything - and you dont have to select it separately, its just part of the policy, but like Susan says some policys you have to select each section, like accidental damage/personal possessions/emergency/bikes etc - so need to check policy carefully

I got free phone insurane through my bank account. It's Natwest advantage gold account. It's worth checking with your bank. I also get travel insurance and breakdown insurance.